Healthcare Reform has led many NJ employers to consider replacing their current group medical plans with private exchange plans, to provide high quality employee benefits leveraging the NJ exchange plans. There are various new options that can lead to the best value design. Please see the links below and then contact us for a proposal.

New Alternatives For NJ Small BusinessesNJ Business Exchange (SHOP)

NJ Individual Exchange (HIM)

Section 125 Cafeteria Plan

High-Deductible Health Plan/Health Savings Account (HDHP/HSA)

For benefits proposal, contact 
ultimatebenefitsllc@att.net

1. Why Should NJ Employers Offer Employee Benefits?
2. When Should A NJ Startup Business Offer Benefits?
3. What Are The Basics Of NJ Employee Benefits?
4. How Should Employees Be Involved In Benefits Plan Selections?
5. How Are Employee Benefits Paid For?
6. How Can Employee Benefit Plans Be Used Most Effectively?
7. What Types Of Rules Must Be Followed?
8. What Is The Process At Policy Renewal/Plan Anniversary?
9. How Can A NJ Benefits Specialist Help?

Referrals Welcomed
no business too big or small