About

This site is curated by Greg Colen of Ultimate Benefits LLC (Morganville, NJ), a full-service benefits brokerage firm, operating since 2001. The company offers a complete line of benefit plans, including individual and group health, dental, vision, wellness, advocacy, cafeteria, health savings accounts, and health reimbursement arrangements aimed at individuals, startup and small businesses in NJ. Greg Colen is a graduate of the University of Pennsylvania and can be contacted at:

Ultimate Benefits LLC 732-591-7234 ultimatebenefitsllc@att.net

Table Of Contents

For benefits proposal, contact 
ultimatebenefitsllc@att.net

  1. Why Should NJ Employers Offer Employee Benefits?
  2. When Should A NJ Startup Business Offer Benefits?
  3. What Are The Basics Of NJ Employee Benefits?
  4. How Should Employees Be Involved In Benefits Plan Selections?
  5. How Are Employee Benefits Paid For?
  6. How Can Employee Benefit Plans Be Used Most Effectively?
  7. What Types Of Rules Must Be Followed?
  8. What Is The Process At Policy Renewal/Plan Anniversary?
  9. How Can A NJ Benefits Specialist Help?
Referrals Welcomed
no business too big or small